Structuring is the act of parceling what would otherwise be a large financial transaction into a series of smaller transactions to avoid scrutiny by regulators and law enforcement. [1]

May 14, 2025 · Structuring, often referred to as “smurfing”, is a technique employed in money laundering and financial fraud. It involves breaking down large amounts of illegal funds into smaller, lesser …

May 26, 2023 · Among these techniques, two common practices stand out: smurfing and structuring. What is structuring? Structuring occurs when someone intentionally splits large amounts of money …

Jun 4, 2024 · Explore the intricacies of structuring in money laundering with our comprehensive guide. Uncover the differences between structuring and smurfing, real-world examples, detection …

Nov 19, 2025 · All financial institutions are at risk of money laundering through the use of complex schemes, including the practice of structuring. Find out what structuring involves, the potential …

Nov 30, 2025 · In order to avoid the reporting requirements, which the Bank Secrecy Act sets forth, individuals and businesses in the 1980s began making and structuring transactions, which came in …

Oct 31, 2025 · Structuring is a form of money laundering that involves breaking up large sums of illegal funds into smaller transactions. Structuring differs from smurfing, which requires multiple individuals …

STRUCTURING definition: 1. present participle of structure 2. to plan, organize, or arrange the parts of something: . Learn more.

Structuring is the process of organizing or arranging parts into a clear, logical system or framework. It helps create order and coherence in writing, planning, or designing.

This tax lawyers guide explores structuring, money laundering, its regulatory framework, associated risks, and best practices for compliance. What is Structuring? Structuring refers to the deliberate act …