Welcome to the official website for the United States Bankruptcy Court for the Western District of Virginia. We have offices in Roanoke, Lynchburg, and Harrisonburg. Electronic Self-Representation …

Sep 2, 2025 · Filing Chapter 7 bankruptcy in Virginia can help you wipe out unsecured debts like credit cards, medical bills, and payday loans — and stop collection efforts immediately. You don’t need to …

Chapter 7 and 13 are by far the most common types of bankruptcy, accounting for 98.2% of bankruptcy filings in 2023. Understanding these options can help individuals and businesses choose the best …

Oct 13, 2025 · Bankruptcy eligibility largely depends on your income and debt level, and requirements differ for Chapter 7 and Chapter 13 bankruptcy. A worksheet called a means test can shed light on …

Sep 25, 2025 · Learn how to file bankruptcy in 2025 with real case studies. Chapter 7 vs. 13 comparison, current exemption amounts, costs and attorney requirements explained.

Aug 20, 2025 · Filing bankruptcy? Follow our step-by-step guide to Chapter 7 and Chapter 13, from paperwork to discharge, and start fresh with confidence.

Oct 17, 2025 · Our guide covers the process of filing for bankruptcy, from consulting an attorney to filing forms to taking debt counseling courses.

Nov 11, 2024 · Learn the steps to file for bankruptcy, understand the process to file for Chapter 7 and Chapter 13, and explore your options and alternatives.

For individuals, there are two main types of bankruptcies that can be filed: Chapter 7 bankruptcy and Chapter 13 bankruptcy. Chapter 7 cases are also referred to as "liquidation" cases, while Chapter 13 …

Nov 20, 2025 · When you declare bankruptcy, you file a petition with a federal court. While you can technically do this on your own (also known as filing “pro se”), it’s not recommended. Bankruptcy law …