To generate our list of the best balance transfer cards, Forbes Advisor reviewed dozens of credit cards with balance transfer options across a broad spectrum of issuers.

What is a balance transfer? A balance transfer is a transaction in which you move debt from a high-interest credit card to a card with a lower interest rate, ideally one with a 0%...

Nov 6, 2025 · Learn how to use credit card balance transfers to manage debt efficiently with lower interest rates. Discover benefits, fees, and how to choose the best card for you.

A balance transfer credit card is a type of credit card that enables cardmembers to transfer existing debt from one or more credit cards to a new card, typically with a lower interest rate …

Sep 25, 2024 · Learn what a balance transfer is, the pros and cons, important considerations, how to do a balance transfer and if a balance transfer is right for you.

Dec 16, 2025 · This guide will teach you how balance transfers work, how to do them and use them to lower your debt, and how to find the best balance transfer credit cards.

Sep 19, 2025 · A balance transfer is when you move money—either debt or savings—from one account to another. The goal? To pay less interest on money you've borrowed, to earn higher …

2 days ago · What Is a Balance Transfer? The concept of using a balance transfer to manage your debt is fairly simple. You are taking your outstanding credit card debt and transferring it to …

Apr 30, 2025 · Balance transfer credit cards have long been marketed as a way to help you escape high-interest credit card debt. These new balance transfer cards often come with a …

6 days ago · Once you have the card, you can initiate the balance transfer online or over the phone by providing the required information — usually, how much you're transferring and from …