Very few financial products have generated as much controversy as variable annuities. Many brokers and planners view them as indispensable retirement planning tools, while other financial experts warn ...

Understanding which licenses and processes are required to sell variable annuities is an essential step for financial professionals–including financial advisors, brokers or insurance agents–who are ...

Annuities have become an increasingly popular option for people who want to diversify their retirement funds. With an annuity, you make investments and then receive money in a series of payments that ...

The two main types of annuities are "fixed" and "variable." Fixed annuities pay interest rates comparable to bank CDs in the accumulation phase, while during the payout phase, or annuitization, the ...

The Securities and Exchange Commission and the NASD have three words for investors purchasing variable annuities: Watch your back. OK, they didn't exactly say this, but that's essentially what a new ...

Variable annuities are subject to market fluctuation, investment risk and loss of principal. Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company ...