New York City school teacher Joann Mariani had no idea how extraordinary her timing was when she was shopping for a home in summer 2021. In the thick of the COVID-19 pandemic—when lockdowns, face ...

Realtor.com reports that the steep jump between current low mortgage payments and the much higher costs of buying a home today has created a nationwide “lock-in effect” that is suppressing mobility, ...

The “lock-in effect” that keeps homeowners with low interest rates from selling and buying another property with higher rates applies to Bay Area residential markets more anywhere in the U.S. The gap ...

You could see a lot in the popular press discussion about this phenomenon,” says Jonah Coste, explaining the exigence of his team’s efforts to measure the impact of roughly three-quarters of U.S.

For most of 2024, mortgage rates have been hovering around the 7% mark for standard 30-year fixed loans. And although rates are expected to decline later in the year, they're not likely to drop to the ...

SEATTLE--(BUSINESS WIRE)--(NASDAQ: RDFN) — Nationwide, 17.2% of U.S. homeowners with mortgages have an interest rate greater than or equal to 6%, the highest share since 2016, according to a new ...

Americans are moving less in 2025, with overall migration still well below pre-pandemic levels, according to a new report from Bank of America Institute. The number of people who are moving remains ...

Mortgage rates are starting to ease downward after the Fed’s first-in-a-long-time rate cuts. While this seems like it should start to free up the housing market, there’s a phenomenon that might keep ...

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(NewsNation) — Homeowners have been reluctant to sell due to elevated mortgage rates, but a new report shows the so-called “lock-in effect” is starting to ease. In the first quarter of this year, 6 in ...

Realtor.com expects the housing market to stabilize in 2026, helped by slightly lower mortgage rates, rising incomes and growing inventory. Rates are projected near 6.3%, keeping recovery slow. Home ...