Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.
The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.
Forbes contributors publish independent expert analyses and insights. I share strategies for getting ahead financially and building wealth. Your credit score is one of the most important financial ...
FICO® Scores (the most commonly used credit scores in the U.S.) range from a low of 300 to a high of 850. But within that range, there are different credit score tiers you might fall into. And the ...
Your credit score isn’t just a number. It’s a financial gatekeeper. It tells lenders how risky—or reliable—you are when it comes to managing debt. Whether you’re applying for a mortgage, credit card, ...
Planning to buy a house or a car? Are you taking out a loan to start a business, or even just trying to rent an apartment? With every big purchase you make, your credit score comes into play. This ...
A credit score can help lenders and others predict how likely you are to pay your credit obligations on time in the future, based on your past credit behaviors. But it’s important to understand that ...
Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...
Seeing your score go down after wiping out debt is disheartening. Here's what might've happened behind the scenes. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...