Your credit utilization ratio is one of those things you probably don't spend much time thinking about. Heck, you may not even know what a credit utilization ratio is. In that case, here's a primer.

Keeping this ratio low can give a big boost to your credit score Written By Written by Contributor, Buy Side Michelle Lambright Black is a contributor to Buy Side and credit expert specializing in ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

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